Anyone who has ever run their own business is acutely aware of how they started out. Hundreds of hours spent planning and plotting, wondering how the business will take off, whether it will be successful and all the excitement and nerves that goes along with it.


When we think of summer, we imagine a blazing sun, cocktails and the typical image of a group of people gathered together on a beautiful white, sandy beach at sunset around a fire, drinking and laughing for absolutely no reason whatsoever so for once I think I have to agree with Rihanna and say that for the majority, summers are really work, work, work, work, work, work!


Ever since the “big shake up” of 2013 when Social Security finally started to pay attention to business owners and decided to make it a little easier to set-up a business by reducing monthly contributions during the first 18 months, corporate administrators have demanded to be heard as said reductions did not apply to them.