Every year we expect changes regarding Social Security Contributions and general procedures and this year is no exception. There have been many delays on this subject because a number of new measures were supposed to be introduced but it looks as though these may be delayed a few months so that Social Security Delegations can learn how to implement these new procedures, and another issue is as usual, the State Budget was not published on time and was only made available on the 14th January 2019.


As a business-owner, you may have heard the term “Mutua” but surprisingly, even though every business-owner pays for this service, many are completely unaware that they do so or what the Mutua does for them.


Following on from my last article about the five main concerns of a self-employed person, we touched very briefly on what happens when an autónomo gets ill and is unable to work. This is obviously a major concern because autónomos do not have paid sick leave in the same way employees do, so what alternatives are there in these situations?