UPDATE!: Since BREXIT has been postponed yet again, the Spanish DGT has extended its deadline to 31st January 2020…

With the 31st of October approaching fast, BREXIT is on most people’s minds. The latest change to affect UK residents in Spain is that the DGT (UK equivalent of DVLA) has posted information on their website advising of new regulations for holders of UK licences to continue driving on Spanish roads in the event of a no-deal Brexit. Up until now, the rules have been that the driver must have two years on their residencia card in order to exchange another EU member state’s driving licence for a Spanish document, and many in the final run to the Brexit deadline have been exchanging their licences to avoid posible problems.


The life of a business owner is full of responsibilities and obligations and sometimes it is difficult to be sure every aspect of our business is accounted for or under control. One of the queries I hear a lot has to do with third-party liability insurance. The saying goes, nothing in life is certain besides taxes and death but I think we can also include insurance here; whether it is for our cars, houses, health, life and a wide variety of other possibilities, we can say for sure that insurance policies are an integral part of our existence whether we want them or not and the same should go for our businesses.


There has been much talk over the past few years about bringing the Spanish Social Security system in line with the rest of Europe because as I’m sure you’re aware, sole-traders in this country pay a heck of a lot more than most other European countries (currently a minimum of 278,88 euros without taking possible reduced rates or flat-rates into consideration). In any case, the proposal currently on the table and a source of debate is for sole-traders to contribute in accordance to their income.


For many years business owners have been promised better conditions to allow them to initiate their activity and survive those crucial first years without the heavy burdens of high Social Security contributions and taxes. Even though some improvements have been made since 2013, we still have a long way to go especially when we compare what other countries pay towards their Social Security for the privilege of being self-employed.


So it is Halloween and we were thinking about what scary scenarios we could present you this issue and then it hit us… what can be scarier than driving on roundabouts in Fuerteventura? The office has been inundated with messages from concerned drivers about how their worst nightmare is not understanding how roundabouts should be used and I’m sure all of us at one time or another has expressed the same concerns given the way some drivers on the island approach the “art” of tackling a roundabout.