As a business-owner, you may have heard the term “Mutua” but surprisingly, even though every business-owner pays for this service, many are completely unaware that they do so or what the Mutua does for them.
Employee Health and Safety Insurance (Seguro de prevención de riesgos laborales) is one of those regulations that many business owners are not aware of and/or have not been made aware of by their advisors but it is another way you can be tripped up as a business owner if you are not careful or aware of the risks.
Following on from my last article about the five main concerns of a self-employed person, we touched very briefly on what happens when an autónomo gets ill and is unable to work. This is obviously a major concern because autónomos do not have paid sick leave in the same way employees do, so what alternatives are there in these situations?
