As much as you may enjoy your profession, one of the downsides is definitely finding yourself chasing customers for payment for services you have already provided. How is it that the customer who was so available and responded promptly when you were developing the project or discussing the job in hand has all of a sudden disappeared off the face of the earth?

It is an unfortunate problem and one that has undeniably increased since 2008 but it is one that many business-owners face on a daily basis. Here are some tips to help prevent the problem from ever occurring and others that can be used after the event but there are steps you can take before resorting to mafia-style tactics!


It has being a long time in coming but it would appear that the Ministry of Employment has finally heard the cries of thousands of self-employed business owners in Spain with regards to their right to unemployment benefits. Due to the economy’s poor state of affairs, many self-employed people have had to say goodbye to their dreams and hard work as the current climate has made it impossible for them to maintain their businesses afloat. This is also true for thousands of workers who have lost their jobs but the difference is they at least the right to unemployment benefits until they manage to find other employment, sadly, this in not the case for those who are self-employed.


Bankia is once again in the news, this time fortunately, it is not requesting another bailout. The complete opposite is happening as in fact, the Spanish Government has begun to sell its shares in that bank as it struggles to remain solvent. The government used 18 billion Euros of EU funds to bailout the flagging bank and currently owns 68%. The idea is to sell up to 18% of its shares to private investors.


Over the past couple of weeks, I have received a number of enquiries about when it is compulsory to register as self-employed and what the minimum income amount permitted is before registry becomes obligatory. Since there seems to be a lot of confusion on the subject, I thought it would be a good idea to address it and hopefully answer some of your queries and more importantly, prevent you from receiving costly fines.

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