No Rest for the Self-Employed

Lately I haven’t posted much or been “visible” to my virtual friends and fellow administrative consultants but this

Lately I haven’t posted much or been “visible” to my virtual friends and fellow administrative consultants but this has been due to bad health (finally diagnosed so at last I can start to work through it). Now that I am putting that episode behind me, it is time to get some focus again. So many thoughts are rushing through my mind at the moment but I hope I manage to get them down so at least this post is coherent…

One of the issues that keeps replaying in my head is how vulnerable sole-proprietor businesses are. If you are the sole person responsible for your business, it’s hard to think about what would happen if you were unable to work for an extensive period of time but it is also an unfortunate problem you will have to tackle at some point. I mean at eventually you are going to pick up a horrible bug or something worse (touch wood that doesn’t happen) that completely knocks you off your feet but at the same time, you’re aware that bills still have to be paid and clients still expect to receive the services they have contracted you for, especially if they are on a monthly retainer. Do you have a back-up plan for such contingencies or do you try to push through the pain and make sure all your clients are taken care of?

Maybe it would be a good idea to talk to somebody you trust who could help you out and make sure your business doesn’t fall apart at the seams when you’re unable to work. As a self-employed person, it is natural to feel as if you have to be on the go all the time otherwise you risk missing out on great opportunities or you get crushed under a heavy workload. I suppose in an off-beat way we can compare ourselves to sharks  as they drown unless they are constantly in movement but unlike the shark, we can actually make the time to slow down and perhaps help prevent sickness from taking over in the first place. This is why I insist that it is vital to free up your calendar to get some downtime where you can practice a hobby or just relax and maybe ward off the evil bugs.

Others take out private insurance that cover them when they are unable to fulfil their work obligations. This type of insurance generally covers around 65% of your gross income and is gaining popularity especially during this time of recession where many are overworked and stressed making it harder to ward off illness.

At the same time I really want to take this opportunity to thank my awesome group of friends, family and a special shout out to my sister. They rallied around me and took care of me when I wasn’t at my best, picked up my prescriptions, made my doctor’s appointments but most of all they kept me company and were just there for me when I needed it most. It is much appreciated even though I hope you won’t have to do that again or at least for a very long time!

While I’m sure you’re all secretly crossing your fingers behind your backs praying this is an issue you won’t have to tackle yourselves, you can’t live in your own sterile bubble to avoid picking up germs or a more serious condition so maybe now is the right time to put that back-up plan into place, you never know when you might need it.

About Sabrina L. Williams

Although I was born in the UK, I moved to the Canary Islands, Spain at a young age and I haven't looked back. The Canaries is a fantastic place to live, I mean you can do all types of outdoor activities practically all year round because of the great weather. Horses are my poison but the islands are also a superb spot for water sports so they do attract a lot of attention from people around the world. Anyway, enough about that. Back in 2011, I made one of the biggest, scariest yet best decisions I'd ever made and set-up my own business in the middle of a recession. I love what I do as no two days are the same, plus Spanish law keeps me on my toes as it is constantly changing (often without warning!) so there is always something new to learn. As I've branched out in the world of Administrative Consultancy, I decided to create a blog to discuss topics of interest to others in my industry and my clients, share tips and experiences, to see what new ideas people have for improving their businesses and the like so I hope you'll find the time to join me on this venture...

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